Are Your Deposits Fully Insured?
Not all banks are required to estimate the uninsured deposits they hold, but those that are reported a total amount of all uninsured estimates exceeding $7.5 trillion at June 30, 2025. The majority of banks reporting uninsured deposits are well…
Banks Want to Grow, Why are These Banks Shrinking?
Like any business, banks typically look for solid growth. Yet, based on June 30, 2025 data, 51 banks reported a 13% (or greater) 12 month decline in total assets. These 51 banks can be found on page 5 of this…
Interest Rates Have Begun Their Descent
This week’s issue is divided into two topics. We first discuss the change in the target Fed Funds rate and the projections for upcoming changes. That led us into what banks may resort to if they do not make enough…